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	<title>The DARB Insurance Services Blog</title>
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	<link>http://darbinsurance.com/blog</link>
	<description>You have Insurance Questions and We Have Answers</description>
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		<title>Insurance Fraud Video- Workers Comp</title>
		<link>http://darbinsurance.com/blog/2009/06/16/insurance-fraud-video/</link>
		<comments>http://darbinsurance.com/blog/2009/06/16/insurance-fraud-video/#comments</comments>
		<pubDate>Tue, 16 Jun 2009 23:42:31 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Life In General]]></category>

		<guid isPermaLink="false">http://darbinsurance.com/blog/?p=85</guid>
		<description><![CDATA[
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance Fraud- Does it Matter?</title>
		<link>http://darbinsurance.com/blog/2009/04/26/insurance-fraud-does-it-matter/</link>
		<comments>http://darbinsurance.com/blog/2009/04/26/insurance-fraud-does-it-matter/#comments</comments>
		<pubDate>Sun, 26 Apr 2009 19:21:46 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Life In General]]></category>

		<guid isPermaLink="false">http://darbinsurance.com/blog/?p=96</guid>
		<description><![CDATA[
Great Video put together by some high school kids. Bravo!
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Clearance Procedures For E&amp;O</title>
		<link>http://darbinsurance.com/blog/2009/03/18/clearance-procedures-for-eo/</link>
		<comments>http://darbinsurance.com/blog/2009/03/18/clearance-procedures-for-eo/#comments</comments>
		<pubDate>Wed, 18 Mar 2009 20:34:21 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Life In General]]></category>
		<category><![CDATA[Production and Entertainment]]></category>

		<guid isPermaLink="false">http://darbinsurance.com/blog/?p=82</guid>
		<description><![CDATA[The Clearance Procedures that follow should not be construed as exhaustive and they do not cover all situations that may arise in any particular circumstance or any particular production. 
Applicant&#8217;s attorney must assure him/herself of the following before first exhibition of the insured work(s):
1. Applicant and its counsel should monitor the Production(s) at all stages, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Experience Modifications in Workers Compensation</title>
		<link>http://darbinsurance.com/blog/2009/02/12/experience-modifications-in-workers-compensation/</link>
		<comments>http://darbinsurance.com/blog/2009/02/12/experience-modifications-in-workers-compensation/#comments</comments>
		<pubDate>Thu, 12 Feb 2009 00:05:20 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Life In General]]></category>

		<guid isPermaLink="false">http://darbinsurance.com/blog/?p=91</guid>
		<description><![CDATA[This is an adjustment that is made to the Workers&#8217;
Compensation insurance premium of companies that meet or exceed a
certain thresholds. Typically, a company that has been paying $5,000 in
premium for the past few years or has paid $10,000 or more in a single recent
year qualifies to be experience rated. This means that an adjustment factor
will [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance Fraud Video</title>
		<link>http://darbinsurance.com/blog/2009/01/26/insurance-fraud-video-2/</link>
		<comments>http://darbinsurance.com/blog/2009/01/26/insurance-fraud-video-2/#comments</comments>
		<pubDate>Mon, 26 Jan 2009 19:19:39 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Life In General]]></category>

		<guid isPermaLink="false">http://darbinsurance.com/blog/?p=94</guid>
		<description><![CDATA[
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Workers Compensation in General</title>
		<link>http://darbinsurance.com/blog/2009/01/17/workers-compensation-in-general/</link>
		<comments>http://darbinsurance.com/blog/2009/01/17/workers-compensation-in-general/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 00:04:50 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Workers Comp]]></category>

		<guid isPermaLink="false">http://darbinsurance.com/blog/?p=88</guid>
		<description><![CDATA[Basic Overview
Workers Compensation Insurance is basically a form of no-fault insurance. It
gives employees the right to collect from their employers for injury, disability,
or death when the incident occurs within the course of employment. Workers
Compensation laws are designed around the idea that employers should be
charged with the cost of most work-related injury or occupational disease
regardless of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Message From Lloyd Kaufman, IFTA Board President and Indie Producer</title>
		<link>http://darbinsurance.com/blog/2008/12/12/a-message-from-lloyd-kaufman-ifta-board-president-and-indie-producer/</link>
		<comments>http://darbinsurance.com/blog/2008/12/12/a-message-from-lloyd-kaufman-ifta-board-president-and-indie-producer/#comments</comments>
		<pubDate>Fri, 12 Dec 2008 00:05:16 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Production and Entertainment]]></category>

		<guid isPermaLink="false">http://darbinsurance.com/blog/?p=70</guid>
		<description><![CDATA[
Lloyd Kaufman, Chairman of the IFTA Board and founder of Troma, addresses the IFTA
members on Media Consolidation and how it affects independent producers and distributors. Not only is Chairman Kaufman&#8217;s message dead on- its very entertaining!
]]></description>
		<wfw:commentRss>http://darbinsurance.com/blog/2008/12/12/a-message-from-lloyd-kaufman-ifta-board-president-and-indie-producer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cast Insurance</title>
		<link>http://darbinsurance.com/blog/2008/12/10/cast-insurance/</link>
		<comments>http://darbinsurance.com/blog/2008/12/10/cast-insurance/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 22:30:19 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Production and Entertainment]]></category>

		<guid isPermaLink="false">http://darbinsurance.com/blog/?p=60</guid>
		<description><![CDATA[Cast Insurance provides coverage for the disbursement of expenses related to the completion of principal photography in the event that an insured actress, actor, animal or any other declared person cannot begin, continue or complete their duties in relationship to the production, as a result of death, injury or sickness. Insured persons are initially covered [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Additional Insured Endorsements and Certificates of Insurance- What&#8217;s the Difference?</title>
		<link>http://darbinsurance.com/blog/2008/12/09/additional-insured-endorsements-and-certificates-of-insurance-whats-the-difference/</link>
		<comments>http://darbinsurance.com/blog/2008/12/09/additional-insured-endorsements-and-certificates-of-insurance-whats-the-difference/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 23:39:01 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[General Liability]]></category>
		<category><![CDATA[Production and Entertainment]]></category>

		<guid isPermaLink="false">http://darbinsurance.com/blog/?p=42</guid>
		<description><![CDATA[We recently had a client that was confused by these two documents, and wanted to know what their differences were.  He was filming in the city of Los Angeles and wanted to know why the City of Los Angeles was asking him for both documents when everyone else was only asking for a Certificate [...]]]></description>
		<wfw:commentRss>http://darbinsurance.com/blog/2008/12/09/additional-insured-endorsements-and-certificates-of-insurance-whats-the-difference/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Property and Casualty Insurers are Kept Safe by Conservative Investment</title>
		<link>http://darbinsurance.com/blog/2008/11/26/property-and-casualty-insurers-are-kept-safe-by-conservative-investment/</link>
		<comments>http://darbinsurance.com/blog/2008/11/26/property-and-casualty-insurers-are-kept-safe-by-conservative-investment/#comments</comments>
		<pubDate>Wed, 26 Nov 2008 00:54:46 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://darbinsurance.com/blog/?p=38</guid>
		<description><![CDATA[State insurance regulators place restrictive guidelines on property and casualty insurers. These restrictions, in turn, help to keep them financially sound. For example, at year end 2007, 65.2% of the industry&#8217;s total invested assets of approximately 1.3 trillion USD was invested in long term bonds (A.M. Best), and 7.5% was in cash and short-term investments. [...]]]></description>
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		<slash:comments>0</slash:comments>
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